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of the Contest Rules and Privacy Policy.

Receipts To Riches LLC is committed to respecting your privacy.
We do not sell or share your information with anyone else.

Last Updated: February 5, 2012

MODIFICATION OF THESE TERMS
PERSONAL USE OF SITE
USER SUBMISSIONS
ACCOUNT REGISTRATION AND SECURITY
SWEEPSTAKES, GAMES AND CONTESTS
THIRD PARTY ADVERTISEMENTS, SERVICES AND OFFERS
PAID POSTINGS
CODE OF CONDUCT

THIRD PARTY LINKS
DISCLAIMER
LIMITATION OF LIABILITY
GENERAL RELEASE
INDEMNIFICATION
APPLICABLE LAW AND DISPUTES
COPYRIGHTS AND TRADEMARKS
NOTICES AND PROCEDURES FOR MAKING CLAIMS OF COPYRIGHT INFRINGEMENT
CONTACT US

This website (the “Site”) is operated by Receipts To Riches LLC or its affiliates or subsidiaries (“Company”, “we” or “us”). PLEASE READ THE FOLLOWING TERMS CAREFULLY BEFORE USING THIS WEB SITE. Access to the Site is offered to you conditioned on your acceptance without modification of the terms, conditions and notices contained herein (collectively, “Terms”) and the Privacy Policy posted on the Site. In addition, particular Site features and activities offered on the Site may also be subject to additional terms specified on the Site (“Additional Terms”), all of which are incorporated herein by reference.

BY ACCESSING OR USING THIS SITE, YOU AGREE TO THESE TERMS AND THE PRIVACY POLICY. IF YOU DO NOT AGREE TO THESE TERMS, DO NOT USE THIS SITE.

PLEASE NOTE THAT THESE TERMS REQUIRE THAT DISPUTES BE RESOLVED ONLY IN A FORUM IN NEW YORK, NEW YORK. Please review the Applicable Laws and Disputes section of these Terms for complete details.

MODIFICATION OF THESE TERMS.
From time to time, Company may change these Terms. When we do, the “Last Updated” line above will be revised. You are responsible for regularly reviewing these Terms. Your continued use of the Site following the posting of changes to the Terms indicates your acceptance of those changes. Unless we provide you with specific notice, no changes to our Terms will apply retroactively.

PERSONAL USE OF SITE.
Unless otherwise specified, the Site is for your personal use only. You may not modify, copy, distribute, transmit, display, perform, reproduce, publish, license, create derivative works from, transfer, or sell any of the content or communications owned by Company or its licensors that is featured or displayed on the Site (“Content”), including without limitation text, graphics, photographs, images, moving images, sound, illustrations, information, software, products or services and the arrangements thereof, except as expressly permitted hereunder. You acknowledge that any unauthorized use of any Content could cause irreparable harm to Company and agree that in the event of any such unauthorized use, we shall be entitled to an injunction in addition to any other remedies available at law or in equity.

Subject to any expressly stated restrictions or limitations on the Site relating to specific material, you may electronically copy and/or print hard copy portions of Content solely for your own noncommercial use. Any other use of Content without the prior written permission of Company is strictly prohibited.

USER SUBMISSIONS.
Except as expressly stated in the Privacy Policy, any material, information or other communication that you post, upload or submit to the Site or that is displayed on the Site at your direction (collectively, “Communications”) will be considered non-confidential and non-proprietary, and Company shall be under no obligation to maintain the confidentiality of any information, in whatever form, contained in any Communication.

You are responsible for ensuring that all of your Communications do not violate any copyright, trademark, trade secret, or other rights of another person or entity or defame any other person or entity. You shall be liable for any infringement of copyrights, trademarks, trade secret, or other rights, any defamation, and any other harm resulting from your posting, uploading, or submission of any Communication to the Site.

By posting, uploading or otherwise submitting any Communication to the Site, you expressly grant to Company a non-exclusive, perpetual, irrevocable, royalty-free, fully paid-up worldwide, fully sub-licenseable right to use, reproduce, modify, adapt, publish, sell, translate, create derivative works from, archive, aggregate, distribute, transmit, perform and display such Communication and your name, voice, and/or likeness, in whole or in part, in any manner and in any media, format or technology, whether now known or hereafter discovered, including all promotion, advertising, marketing, merchandising, publicity and any other ancillary uses thereof, in perpetuity throughout the universe, without any further notice or payment to or permission from you. Company will have no obligation to use any Communications.

Company may, but is not obligated to, monitor or review Communications posted, uploaded or submitted by Site users and/or any areas on the Site where users transmit or post Communications or communicate with each other, including but not limited to comment sections, advertisement sections, bulletin boards or other user forums. Company is not in any manner responsible for the content of these Communications. You acknowledge that by providing you with the ability to view communications on the Site, Company is not undertaking any obligation or liability relating to any such communications, including without limitation any liability arising under the laws relating to copyrights, trademarks, defamation, privacy or obscenity or any other applicable law. However, Company reserves the right to block or remove any Communications from any user, including without limitation any Communications that in its sole discretion Company determines violate the Code of Conduct.

Any opinions, advice, statements, or other information contained in Communications expressed or made available on the Site are those of the respective author(s) or distributor(s) and not of Company. We neither endorse nor guarantee the accuracy, completeness, or usefulness of any such Communication.

Company reserves the right to sell, license and/or display any advertising, attribution, links, promotional and/or distribution rights in connection with your Communications, and Company and its licensors or affiliates will be entitled to retain any and all revenue generated from any sales or licenses of such advertising, attribution, links or promotional or distribution rights. Nothing in these Terms obligates or may be deemed to obligate Company to sell, license or offer to sell or license any advertising, promotion or distribution rights.

ACCOUNT REGISTRATION AND SECURITY.
You may need to create an account to have access to all of the parts of the Site. In consideration of your use of the Site, you will: (a) provide true, accurate, current and complete information about yourself as prompted by the Site’s registration form (such information being the “Registration Data”), and (b) maintain and promptly update the Registration Data to keep it true, accurate, current and complete. If you provide any information that is untrue, inaccurate, not current or incomplete, or we have reasonable grounds to suspect that such information is untrue, inaccurate, not current or incomplete, we have the right to suspend or terminate your account and refuse any and all current or future use of the Site (or any portion thereof). You are entirely responsible for the security and confidentiality of your password and account. Furthermore, you are entirely responsible for any and all activities that occur under your account. You agree to immediately notify us of any unauthorized use of your account or any other breach of security of which you become aware. You are responsible for taking precautions and providing security measures best suited for your situation and intended use of the Site. Please note that anyone able to provide your personally identifiable information will be able to access your account so you should take reasonable steps to protect this information.

SWEEPSTAKES, GAMES AND CONTESTS.
Company will from time to time offer sweepstakes, games, contests and other promotions (all of the foregoing, “Promotions”) on the Site. Promotions are offered, if ever, at the sole discretion of Company, during the period posted on the Site and under the terms and conditions of these Terms and any additional rules and guidelines (“Official Rules”) that may be published on this Site or otherwise provided to you. Participants are required to check published rules and guidelines weekly for changes. To be eligible for any Promotion conducted on the Site, you must be at least eighteen (18) years old unless otherwise specified in the Official Rules. Entry constitutes permission for Company to use each entrant’s name, likeness, voice and/or biographical information, in perpetuity, throughout the world, in all media and formats whether now or later known or developed, for commercial purposes (including without limitation advertising and promotion), without further compensation, unless prohibited by law. By entering, each entrant releases and agrees to hold Company harmless from and against any and all claims and liability arising out of participation in the Promotion, the use of this Site, the acceptance, receipt or use of any prize or prize component, and/or any use of the winner’s name, likeness, voice and/or biographical information as permitted hereunder, including without limitation all claims and liabilities based on any personal injury, property damages or loss, or death. Entrants assume all liability for any injury or damage caused, or claimed to be caused, by participation in any Promotion or the acceptance, receipt or use or any prize or prize component.

THIRD PARTY ADVERTISEMENTS, SERVICES AND OFFERS.
Your interactions with organizations and/or individuals that advertise on the Site or that are found on or through the Site, including payment and delivery of goods or services, and any other terms, conditions, warranties or representations associated with such dealings, are solely between you and such organizations and/or individuals. You should make whatever investigation you feel necessary or appropriate before proceeding with any online or offline transaction with any of these third parties. You agree that Company is not responsible or liable for any loss or damage of any sort incurred as the result of any such dealings or for the content of any offer, coupon, advertisement, solicitation or other material provided by any third party on the Site. If there is a dispute between participants on this Site, or between any Site user and any third party, you understand and agree that Company is under no obligation to become involved.

Please use common sense when interacting with other users of the Site or third parties who provide advertisements or other material posted on the site. Be careful to verify the legitimacy of any offer or proposed transaction. Be wary of requests to wire funds, to provide your bank account number or to provide a cashier’s check or money order.

PAID POSTINGS.
We may charge a fee to post Communications in some areas of the Site. The fee is an access fee permitting Communications to be posted in a designated area. Each party posting Communications to the Site is responsible for said Communications and compliance with the Terms. All fees paid will be non-refundable in the event that the Communication is removed from the Site for violating the Terms.

CODE OF CONDUCT.
By accessing or using the Site or any feature provided via the Site, you agree to abide by the following standards of conduct. You agree that you will not, and will not authorize or facilitate any attempt by another person or entity, to:

Post, transmit, or cause to be displayed on the Site any Communication that is unlawful, harmful, threatening, abusive, harassing, defamatory, vulgar, offensive, obscene, pornographic, lewd, lascivious or otherwise objectionable, in whole or in part, or that interferes with anyone’s use or enjoyment of the Site, as determined by Company.
Post, transmit, or cause to be displayed on the Site any Communication that constitutes or contains any form of advertising or solicitation if posted in areas of the Site that are not designated for such purposes or emailed to users of the Site who have not indicated in writing that it is acceptable to contact them about other services, products or commercial interests.
Post, transmit or cause to be displayed on the Site any Communication that advertises any illegal service or the sale of any items the sale of which is prohibited or restricted by any applicable law.
Post, transmit or cause to be displayed on the Site any Communication that violates the Fair Housing Act by stating, in any notice or ad for the sale or rental of any dwelling, a discriminatory preference based on race, color, national origin, religion, sex, familial status or handicap (or violates any state or local law prohibiting discrimination on the basis of these or other characteristics).
Post, transmit or cause to be displayed on the Site any Communication that violates federal, state, or local equal employment opportunity laws, including but not limited to, stating in any advertisement for employment a preference or requirement based on race, color, religion, sex, national origin, age, or disability.
Contact anyone who has asked not to be contacted, or make unsolicited contact with anyone for any commercial purpose.
Impersonate another person or entity.
Introduce viruses, worms, Trojan horses, harmful code, or any software or other materials that contain a component harmful to the Site.
Gain unauthorized access to any computer system or nonpublic portion of the Site or interfere with or disrupt the Site, servers or networks connected to the Site.
Invade the privacy of any person, including posting personally identifying or otherwise private or sensitive information about a person without their consent or harvesting personally identifiable information about the Site’s users.

THIRD PARTY LINKS.
The Site may contain links to other sites on the Internet that are owned and/or operated by third parties (the “External Sites”). Company has no control over these External Sites, all of which have separate privacy and data collection practices, independent of Company. Company is not responsible for the External Sites or the privacy practices or the content of such web sites. You access them at your own risk. Links do not imply that Company sponsors, endorses, is affiliated with or associated with, or has been legally authorized to use any trademark, trade name, service mark, design, logo, symbol or other copyrighted materials displayed on or accessible through such External Sites.

DISCLAIMER.
We make no warranties or representations about the accuracy or completeness of the information on the Site, the Site’s Content, any user Communications or the content of External Sites.

ALL OF THE CONTENT, COMMUNICATIONS, INFORMATION AND SERVICES CONTAINED IN AND/OR PROVIDED VIA THE SITE, INCLUDING, WITHOUT LIMITATION, TEXT, GRAPHICS, AND LINKS, ARE PROVIDED “AS IS” AND WITHOUT WARRANTIES OF ANY KIND, WHETHER EXPRESS OR IMPLIED. TO THE FULLEST EXTENT PERMISSIBLE PURSUANT TO APPLICABLE LAW, COMPANY DISCLAIMS ALL WARRANTIES, EXPRESS OR IMPLIED, INCLUDING, BUT NOT LIMITED TO, IMPLIED WARRANTIES OF MERCHANTABILITY AND FITNESS FOR A PARTICULAR PURPOSE, NON-INFRINGEMENT, FREEDOM FROM COMPUTER VIRUS, AND WARRANTIES ARISING FROM COURSE OF DEALING OR COURSE OF PERFORMANCE. COMPANY DOES NOT REPRESENT OR WARRANT THAT THE FUNCTIONS CONTAINED IN THE SITE WILL BE UNINTERRUPTED OR ERROR-FREE, THAT DEFECTS WILL BE CORRECTED, OR THAT THIS SITE OR THE SERVER THAT MAKES THE SITE AVAILABLE ARE FREE OF VIRUSES OR OTHER HARMFUL COMPONENTS. COMPANY DOES NOT MAKE ANY WARRANTIES OR REPRESENTATIONS REGARDING THE USE OF THE CONTENT OR OTHER INFORMATION IN THE SITE IN TERMS OF ITS COMPLETENESS, CORRECTNESS, ACCURACY, ADEQUACY, USEFULNESS, TIMELINESS, RELIABILITY OR OTHERWISE. TO THE FULLEST EXTENT PERMITTED BY LAW, COMPANY DISCLAIMS ANY WARRANTIES FOR OTHER SERVICES OR GOODS RECEIVED THROUGH OR ADVERTISED ON THE SITE OR THE WEBSITES ACCESSED THROUGH ANY LINKS ON THE SITE. THE ABOVE LIMITATIONS MAY NOT APPLY TO YOU.

LIMITATION OF LIABILITY.
IN NO EVENT SHALL COMPANY BE LIABLE FOR ANY INDIRECT, SPECIAL, PUNITIVE, INCIDENTAL, EXEMPLARY OR CONSEQUENTIAL DAMAGES, EVEN IF COMPANY HAS BEEN PREVIOUSLY ADVISED OF THE POSSIBILITY OF SUCH DAMAGES, WHETHER IN AN ACTION UNDER CONTRACT, NEGLIGENCE, OR ANY OTHER THEORY, ARISING OUT OF OR IN CONNECTION WITH THE USE, INABILITY TO USE, OR PERFORMANCE OF THE INFORMATION, SERVICES, PRODUCTS, AND MATERIALS AVAILABLE FROM THIS SITE. IN NO EVENT WILL COMPANY’S AGGREGATE LIABILITY ARISING OUT OF OR IN CONNECTION THE USE, INABILITY TO USE, OR PERFORMANCE OF THE SITE AND/OR ANY INFORMATION OR SERVICES MADE AVAILABLE VIA THE SITE, WHETHER IN AN ACTION UNDER CONTRACT, NEGLIGENCE, OR ANY OTHER THEORY, EXCEED FIFTY DOLLARS ($50). THE FOREGOING LIMITATIONS SHALL ALSO APPLY WITH RESPECT TO DAMAGES INCURRED BY REASON OF OTHER SERVICES OR GOODS RECEIVED THROUGH OR ADVERTISED IN CONNECTION WITH THE SITE OR ANY LINKS ON THE SITE, AS WELL AS BY REASON OF ANY INFORMATION OR ADVICE RECEIVED THROUGH OR ADVERTISED IN CONNECTION WITH THE SITE OR ANY LINKS ON THE SITE. THESE LIMITATIONS SHALL APPLY NOTWITHSTANDING ANY FAILURE OF ESSENTIAL PURPOSE OF ANY LIMITED REMEDY. BECAUSE SOME JURISDICTIONS DO NOT ALLOW LIMITATIONS ON HOW LONG AN IMPLIED WARRANTY LASTS, OR THE EXCLUSION OR LIMITATION OF LIABILITY FOR CONSEQUENTIAL OR INCIDENTAL DAMAGES, THE ABOVE LIMITATIONS MAY NOT APPLY TO YOU.

GENERAL RELEASE.
YOU RELEASE US (AND OUR OFFICERS, DIRECTORS, EMPLOYEES, AND AGENTS) (THE “RELEASED PARTIES”) FROM ANY AND ALL CLAIMS, DEMANDS, DAMAGES (ACTUAL AND CONSEQUENTIAL) AND LIABILITIES OF EVERY KIND AND NATURE, KNOWN AND UNKNOWN, SUSPECTED AND UNSUSPECTED, DISCLOSED AND UNDISCLOSED, ARISING OUT OF OR IN ANY WAY CONNECTED WITH THE SITE AND/OR ANY DISPUTE OR INTERACTION BETWEEN YOU AND ONE OR MORE USERS OF THE SITE.

If you are a California resident, you waive California Civil Code Section 1542, which says: “A general release does not extend to claims which the creditor does not know or suspect to exist in his favor at the time of executing the release, which, if known by him must have materially affected his settlement with the debtor.”

INDEMNIFICATION.
You agree to indemnify, defend, and hold harmless Company, its officers, directors, employees, and agents from and against all losses, expenses, damages and costs, including reasonable attorneys’ fees, resulting from any violation by you of these Terms, your use of the Site (including negligent or wrongful conduct) and/or the use of the Site by any other person using your user account.

APPLICABLE LAW AND DISPUTES.
Access to the Site from territories where its content is illegal is prohibited.

By using the Site, you agree that (a) any and all disputes, claims, and causes of action arising out of or connected with the Site shall be resolved individually, without resort to any form of class action; (b) any and all claims, judgments and awards shall be limited to actual out-of-pocket costs incurred, including costs associated with the use of the Site (if any), but in no event attorneys’ fees; and (c) under no circumstances will any Site user be permitted to obtain any award for, and by entering each entrant waives all rights to claim punitive, special, incidental or consequential damages and any and all rights to have damages multiplied or otherwise increased and any other damages, other than for actual out-of-pocket expenses. All issues and questions concerning the construction, validity, interpretation and enforceability of these Terms, or the rights and obligations of Site users and Company in connection with the Site, shall be governed by, and construed in accordance with the laws of the State of New York without giving effect to any choice of law or conflict of law rules or provisions that would cause the application of the laws of any jurisdiction other than the State of New York. Any legal proceedings arising out of this the use of the Site or relating to these Terms shall be instituted only in the federal or state courts located in the State of New York, County of New York, and each Site user consents to jurisdiction therein with respect to any legal proceedings or disputes of whatever nature arising under or relating to these rules.

Any cause of action or claim you may have directly or indirectly arising out of or relating to the Terms or any Site must be commenced within one (1) year after the claim or cause of action arises.

Company’s failure to insist upon or enforce strict performance of any provision of these Terms shall not be construed as a waiver of any provision or right. Neither the course of conduct between the parties nor trade practice shall act to modify any of these Terms. Company may assign its rights and duties hereunder to any party at any time.

Company makes no representation that the contents of any Site are appropriate or available for use in locations outside of the United States. Those who choose to access this Site from locations outside of the United States do so on their own initiative and risk and are responsible for compliance with applicable local laws. You may not use or export the Content in violation of U.S. export laws and regulations.

COPYRIGHTS AND TRADEMARKS.
The Site is the copyrighted property of Company. The Site may include Content owned by others that is licensed to Company. ALL RIGHTS RESERVED. All trademarks, service marks, and trade names are trademarks or registered trademarks of and are proprietary to Company or its licensors.

NOTICES AND PROCEDURES FOR MAKING CLAIMS OF COPYRIGHT INFRINGEMENT.
Pursuant to Title 17, United States Code, Section 512(c)(2), notifications of claimed copyright infringement should be sent to the Site’s designated agent. ALL INQUIRIES NOT RELEVANT TO OR NOT COMPLYING WITH THE FOLLOWING PROCEDURE WILL RECEIVE NO RESPONSE.

Company respects the intellectual property of others, and we ask our users and visitors to do the same. Company will process and investigate notices of alleged infringement and will take appropriate actions under the Digital Millennium Copyright Act (“DMCA”) and other applicable intellectual property laws. Upon receipt of notices complying with the DMCA, Company will act to remove or disable access to any material found to be infringing or found to be the subject of infringing activity and will act to remove or disable access to any reference or link to material or activity that is found to be infringing.

If you believe that your work has been copied in a way that constitutes copyright infringement, please provide Company the following information. Please be advised that to be effective, the Notice must include ALL of the following:

a physical or electronic signature of the person authorized to act on behalf of the owner of an exclusive copyright that is allegedly infringed;
a description of the copyrighted work that you claim has been infringed;
a description of where the material that you claim is infringing is located on the Site;
your address, telephone number, and email address and all other information reasonably sufficient to permit Company to contact you;
a statement by you that you have a good faith belief that the disputed use is not authorized by the copyright owner, its agent, or the law; and
a statement by you, made under penalty of perjury, that the above information in your Notice is accurate and that you are the copyright owner or authorized to act on behalf of the owner of an exclusive right that is allegedly infringed.

Notices of claimed copyright infringement should be directed to:

By mail: Receipts To Riches LLC
Att’n: DMCA Legal Notice
P.O. Box 312
Englewood, NJ 07631
By Email: Email us here (Please include “Notice of Infringement” in the comments.)

IMPORTANT NOTE: THE PRECEDING INFORMATION IS PROVIDED EXCLUSIVELY FOR NOTIFYING COMPANY THAT YOUR COPYRIGHTED MATERIAL MAY HAVE BEEN INFRINGED. ALL OTHER INQUIRIES, SUCH AS PRODUCT OR SERVICE RELATED QUESTIONS AND REQUESTS, OR QUESTIONS ON PRIVACY, WILL NOT RECEIVE A RESPONSE THROUGH THIS PROCESS.

CONTACT US.
If these Terms do not address your question or if you would like to report a violation of our Code of Conduct, please contact us as follows:

Receipts To Riches LLC
Att’n: Terms of Use
P.O. Box 312
Englewood, NJ 07631

Last Updated: February 5, 2012

MODIFICATION OF THESE TERMS
INFORMATION ABOUT YOU THAT WE MAY COLLECT
USE OF INFORMATION
EXTERNAL SITES
DISCLOSURE OF INFORMATION IN PUBLIC AREA

CONTESTS AND SWEEPSTAKES
APPLICABLE LAW
PROCESS TO OPT-OUT OR CORRECT INFORMATION
CONTACT US

This privacy policy is applicable to the website located at www.receiptstoriches.com (the “Site”), which is operated by Receipts To Riches LLC or its affiliates or subsidiaries (“Company”, “us”, “our” or “we”). Please note that this Privacy Policy does not apply to other websites or to information that you may submit to us offline.

PLEASE READ THE FOLLOWING TERMS CAREFULLY BEFORE USING THIS WEB SITE. Access to the Site is offered to you conditioned on your acceptance without modification of the terms, conditions and notices contained herein and in the Site’s Terms of Use. BY ACCESSING OR USING THIS SITE, YOU AGREE TO THE TERMS OF THIS PRIVACY POLICY. IF YOU DO NOT AGREE TO ALL OF THESE TERMS, DO NOT USE THIS SITE.

MODIFICATION OF THESE TERMS.
From time to time, we may change this Privacy Policy. When we do, the “Last Updated” line above will be revised. You are responsible for regularly reviewing the Privacy Policy. Your continued use of the Site following the posting of a changed Privacy Policy indicates your acceptance of the changes.

INFORMATION ABOUT YOU THAT WE MAY COLLECT.

Personal Information
Use of the Site or certain features of the Site may require you to create an account and/or you may optionally choose to create an account. For purposes of account creation, we may collect and store certain information that may be used to identify you (“Personal Information”) such as your name, address, user name or user ID, email address, telephone numbers, billing information, credit card information and demographic information such as age, gender and zip code. Additionally, we may also collect and store Personal Information when you use other features of the Site, submit comments or request more information, sign up for a newsletter, participate in a promotion, use the Site’s “Feedback” or “More Information” forms, or otherwise communicate with us via the Site.

We also may collect and store information about you that we receive from other sources to enable us to update and correct the information contained in our database.

Personal Information collected by the Site is stored in operating environments that are not available to the public. When we collect credit card information from you, we use Secure Socket Layer (SSL) encryption, which is the industry standard for protecting privacy in web transactions. While we use all reasonable efforts to safeguard the confidentiality of your information, we will have no liability for disclosure of any information obtained due to errors in transmission, other technical or human error, or the unauthorized acts of third parties. No data storage system or transmission method can be guaranteed to be 100% secure, and as a result, we cannot guarantee the security of any information you may supply.

Anonymous Information
When you interact with the Site, we may also collect certain non-Personal Information about you (“Anonymous Information”). For example, our servers may keep an activity log that tracks all visitors to the Site, including data such as the visitor’s IP address, registered domain or home server, time of access, date of access, web page(s) visited, number of clicks, software crash reports, type of browser used, session identification number, search terms, search results, access times and referring website’s addresses. We collect this information through the use of “cookies” and other tracking technologies, which are discussed in more detail below.

Location Information
We may attempt to derive your approximate location based on your IP address and any other means provided by the device you use to access to the Site. We may also determine an approximate location of the device you use to access the Site through log-in information or a user-generated ZIP code.

Cookies and Other Tracking Technologies
Like many websites, we may use “cookies”, which are small text files that are stored on your computer or equipment. We may use cookies to track your use of our Site and its features and your preferences. Most browsers allow you to control cookies, including whether or not to accept them and how to remove them. You may set most browsers to notify you if you receive a cookie, or you may choose to block cookies with your browser. However, please be aware that some features of the Site may not function properly or may be slower if you refuse cookies. Moreover, your ability to complete a transaction may be compromised if cookies are not enabled in your Internet browser.

The Site may also use a technology called “tracer tags,” also known as “web beacons,” “clear GIFs” or “Flash cookies.” This technology is an invisible graphic on a web page that is programmed to collect non-personally identifiable information about your use of a given website. Tracer tags allow us to optimize and tailor the Site for you and other visitors and to provide personalized services and advertising content.

We may work with third-party advertising companies who may utilize cookies or tracer tags to better provide advertisements about goods and services that may be of interest to you. These companies may track your Internet usage across other websites in their networks beyond this Site. For more information about these advertising companies’ privacy policies, including how to opt out from their use of cookies and tracer tags to track your use of websites, see www.networkadvertising.org.

Children
Our Site is not directed to children under the age of 13, and we do not knowingly collect Personal Information from children under 13 years of age. If you are under 13 years of age you should not use this Site, and under no circumstance should you send information about yourself to us.

USE OF INFORMATION.
In certain circumstances described below, we may share Personal Information with third parties. We do not share any Personal Information with third parties except as described below.

We may use the information we obtain from you, including Personal Information, to help us personalize and improve the Site and your experience on the Site; to communicate with you about the Site, your use of the Site and related products, services, and offers; to process transactions and payments; as necessary in connection with the administration of sweepstakes, contests and other promotions that you enter; to update our records and generally maintain your account with us, if any; and in connection with features offered on the Site that require information from you. We may also use your information, including Personal Information, to prevent or detect abuses of our Site or our Terms of Use or Privacy Policy and to enable third parties to carry out technical, logistical or other functions on our behalf.

We may use the information we obtain from you, including Personal Information, to deliver information, offers and/or marketing materials on behalf of our advertisers.

We may provide Personal Information to vendors and other third parties that provide support services to us or perform functions on our behalf, such as marketing, analytics, credit card processing, providing customer service and fraud protection. These entities may need Personal Information in order to perform their functions. We do not authorize them to use the information we share with them for any other purpose.

We may also use or disclose Personal Information if required to do so by law or in the good-faith belief that such action is necessary to (a) conform to applicable law or comply with legal process served on us or the Site; (b) protect and defend our rights or property, the Site or our users; and/or (c) act under emergency circumstances to protect the personal safety of us, our affiliates, agents, or the users of the Site or the public.

We may use third-party advertising companies to serve ads when you visit our Site. These companies may use information (not including your name, address, e-mail address, or telephone number) about your visits to this and other websites in order to provide advertisements about goods and services of interest to you.

We use Anonymous Information to help us determine how people use parts of the Site and who our users are so we can improve our Site. We may also use Anonymous Information to provide statistical information in aggregated form to our partners and other third parties about how our users collectively use the Site. We may also use or share Anonymous Information (or other information, other than Personal Information) in any other manner that we decide is appropriate or necessary.

We may use your location information to display advertisements and provide features tailored to your geographic location, offer deals for local businesses, and operate and improve our services.

In the event of a sale of this Site or some or all of our assets or business, we may disclose Personal Information to the purchaser and/or others involved in the transaction. If such an event were to occur, we would strive to ensure that the recipient treat your Personal Information as described in this policy.

EXTERNAL SITES.
The Site may contain links to other websites on the Internet (the “External Sites”). Even if the External Site is operated by us or someone affiliated with us, this Privacy Policy does not apply to those sites.

DISCLOSURE OF INFORMATION IN PUBLIC AREAS.
Any information you share in public areas of the Site, such as any comment sections, classified ads sections or message boards, becomes public and will not be treated as confidential or private. Please be careful about what you disclose, and do not post any Personal Information or any other information that you expect to keep private.

CONTESTS AND SWEEPSTAKES.
From time to time, you may be provided with the opportunity to participate in a contest or sweepstakes on the Site. If the contest or sweepstakes is co-sponsored or administered by another entity or another entity otherwise participates in the development or execution of the sweepstakes, then Company may disclose to that entity the Personal Information collected for purposes of administering the contest or sweepstakes. The rules for each contest or sweepstakes will specify how the information gathered from you for entry will be used and disclosed if different from this Privacy Policy.

APPLICABLE LAW.
The Site is published in the United States and is subject to laws of the United States. If you are located in a country outside the United States and voluntarily submit personal information to us, you thereby consent to the general use of such information as provided in this Privacy Policy and to the transfer of that information to, and/or storage of that information in, the United States. We shall not be liable under any circumstances for damages resulting from use of information collected from visitors to the Site.

PROCESS TO OPT-OUT OR CORRECT INFORMATION.
You may always opt-out of receiving future e-mail messages and newsletters from us. We provide you with the opportunity to opt-out of receiving communications from us at the point where we request information about you. We also permit you to correct or update Personal Information that you have previously provided to us. To do so, you can email us here.

CONTACT US.
If you have questions about this Privacy Policy or wish to correct or update any Personal Information that you have previously provided, please contact us as follows:

Receipts To Riches LLC
Att’n: Privacy Policy
P.O. Box 312
Englewood NJ 07631

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